Senior Manager, Credit Strategies, Global Small Business

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• Lead the strategy development and processes for originations, credit limit management, authorization, pricing, re-issue, overlimit, and collections

• Collaborate with cross functional teams from IT, Operations, Collections Ops and project team, in addition to internal GRM teams to successfully implement Risk strategies, processes and functionalities includedin business requirements

• Closely monitor performance to ensure each strategy decision area is delivering both optimal profitability and is aligned with the Bank’s Credit Risk Appetite

• Drive continuous improvement in strategy effectiveness with focus on incremental profitability. Leverage Champion / Challenger capabilities wherever possible to confirm assumptions and justify changes.

• Identify root cause, making recommendations to senior management and implementing any recommended changes to any/ all of customer management ...