Retail Judgemental Credit Specialist

Job Summary

To assess and evaluate credit facilities (new and/or existing) based on sound credit and financial principles which supports the minimizing of risk to the bank.

To manage area of responsibility, through putting appropriate systems, processes and procedures ensure that legal and regulatory compliance is adhered to as well as to provide inputs to the Credit and Departmental strategy in the definition of operational targets for the whole team.

Regions: Cape Town, Johannesburg, Inland, KZN.

Responsibilities

• Support and manage a portfolio of HNW & UHNW clients
• Attend client meetings together with the lending specialist and advisory team
• Deep knowledge of the client and larger group structure across all pillars (lend, invest, insure and transact)
• Understand the client’s wealth creation strategy; immediate lending need vs unlocking value, optimizing the balance sheet and spotting lending o...