Medical Underwriter

Description

• Review, assess, analyze, and evaluate detailed medical and non-medical risks, determine mortality ratings and make substantiated logical final decisions.

• Appropriate medical underwriting assessment and decisions for each risk according to the limits of the plan and underwriting philosophy meeting business guidelines and service standards.

• Communicate/negotiate with reinsurers for final decisions and applicable ratings.

• Provide support to the claims department and handling claim referrals

• Communicate underwriting decisions and detailed explanations of adverse handlings promptly and accurately to clients and, where required to attending physicians.

• Ensure applications are underwritten and processed according to TD’s underwriting guidelines as well as the terms of the third party agreements

• Developing and maintain excellent working relationships with other TD Insurance departments, bank departments and r...